KOBRA - Dokumentenserver der Universität Kassel  → Fachbereiche  → FB 11 / Ökologische Agrarwissenschaften  → DITSL – Deutsches Institut für Tropische und Subtropische Landwirtschaft GmbH –  → Journal of Agriculture and Rural Development in the Tropics and Subtropics (JARTS)  → Vol 115, No 2 (2014) 

Please use this identifier to cite or link to this item: http://nbn-resolving.de/urn:nbn:de:hebis:34-2014121946870

Title: Smallholder farmers’ access to credit in the Amathole District Municipality, Eastern Cape Province, South Africa
Authors: Baiyegunhi, Lloyd James SegunFraser, Gavin C. G.
???metadata.dc.subject.ddc???: 630 - Landwirtschaft, Veterinärmedizin (Agriculture)
Issue Date: 2014
Publisher: Kassel University Press
Citation: In: Journal of Agriculture and Rural Development in the Tropics and Subtropics. Kassel : Kassel University Press. - Vol. 115, No. 2 (2014), S. 79-89
Abstract: Provision of credit has being identified as an important instrument for improving the welfare of smallholder farmers directly and for enhancing productive capacity through financing investment by the farmers in their human and physical capital. This study investigated the individual and household characteristics that influence credit market access in Amathole District Municipality, Eastern Cape Province, South Africa, using a cross sectional data from smallholder farmers’ household survey. The aim is to provide a better understanding of the households’ level socio-economic characteristics, not only because they influence household’s demand for credit but also due to the fact that potential lenders are most likely to base their assessment of borrowers’ creditworthiness on such characteristics. The results of the logistic regression suggest that credit market access was significantly influenced by variables such as gender, education, households’ income, value of assets, savings, dependency ratio, repayment capacity and social capital. Implications for rural credit delivery are discussed.
URI: urn:nbn:de:hebis:34-2014121946870
ISSN: 1612-9830
???metadata.dc.description.everything???: Gedruckte Ausg. im Verlag Kassel Univ. Press (www.upress.uni-kassel.de) erschienen.
Appears in Collections:Vol 115, No 2 (2014)

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